Oleh : Dyan Agustina Ali, MA
In the curriculum 2013, financial education within the formal school curriculum ia recognised as one of the mist efficient and fairest ways to reach young people on a large scale. Learning financial things would ensure young people to have knowledge, skills, values and attitudes to enable them to make savvy and effective financial decisions in their daily lives now and in the future.
Teaching Money Matters for Primary School Students in Class 2 Umar bin Khattab Bunga Bangsa Islamic School Samarinda
To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity -- Douglas Adams
Based on the research and survey of Personal Finance Education Group, 64 % of children get their first bank or building society account before they start secondary school, and financial choices faced by young people will likely be more challenge than for the past generations.
What we can do to help the future generations to manage their finances well, is by preparing them to the high quality of financial education in school so they can make informed choices and take responsibility for their actions.
As well as as providing a basis for future learning, early financial education can also be of benefit to primary school pupils in the shorter time. And the curriculum 2013 recommend that primary school teachers cover topics ranked from the value of coins and bank notes and where money comes from, to the difference between needs and wants, simple budgeting and what it means to save and to borrow money. These skills are essentials in supporting more complex financial education when children enter secondary school.
These steps I used to teach financial education regarding of curriculum 2013, theme 3, Tugasku Sehari-hari in classroom Umar bin Khattab :
1. What money is, what coins and notes look like and what they are called and that they are different and why. I used similar imitation notes and coins and used powerpoint presentation to help the students explore more on the look of the notes. I also employed one video of Laptop si Unyil which is about how to make coins rupiah in Indonesia.
2. Use money to buy things, the students handed out some coins and notes to give them time to arrange the value from the smallest to the largest and carefuly choose what things they could buy with the notes. I also taught the students on making change. It means the difference between what something costs and the money that has been tendered to pay for it.
3. Attitude time regarding notes and coins. Patience and waiting, when itu comes to money though, it is important that children begin to realise that they can not always but what they want, when they want. Sometimes they have to save and that takes time.
4. Different ways to pay for things. Later, the students would be shown, that at some points, cash is not always exchange when something is purchased.
It is never too early to introduce to money concepts. Pfeg's research and survey found that 94% of teachers and 79% of parents agree that financial education shoulder be taught ini schools, but less than a third of primary schools offer it (UK) and Indonesia by employing curriculum 2013, has already gives ideas to know-how and resources to put together in the program.
Learning for Life
Dyan Widya Agustina
Class 2 Umar bin Khattab
Bunga Bangsa Islamic Primary School Samarinda